COUNTDOWN IS ON

THE UNKNOWN

Most agencies don’t yet realise what’s coming. This isn’t a “click apply and forget” process — it’s a full compliance framework that must be built, documented, and maintained.

                       Compliance applies to SELLERS & BUYERS!

From 1 July 2026, real estate businesses will report directly to AUSTRAC, a strict federal regulator — not the REIQ or Office of Fair Trading.

THE PENALTIES

Non-compliance carries serious penalties, including:

 💰 Up to $3.1 million fines for corporations

 💼 **Up to $622,500 fines for individuals and officers

KEY DATES

📅 AUSTRAC Registration Deadline: 31 March 2026

📅 Compliance Program Commences: 1 July 2026

LAUNCH DATE

Agent Compliance launch 2 January 2026, with marketing from December 2025.

🚀 Early bird pre-bookings — strictly limited to 200 clients nationwide.

WHY AGENT COMPLIANCE?

Our full-service AML/CTF compliance solution, tailored specifically for real estate professionals, ensures your agency is fully prepared and audit-ready:

✅ Independent AML/CTF Risk Assessment— signed by a legal professional and designed for real estate operations

✅ Tailored AML/CTF Program — AUSTRAC-compliant and customised for your agency, including policies, procedures, and internal documents and based on the Risk Assessment

✅ Visual Cheat Sheets for Staff — simple, easy-to-follow guides for responsible team members covering:

* Individuals

* Corporate entities and trustees

* Organisations

* Complex trusts

  ✅ Staff Training Program — choose from 10 available group online live sessions, which can be recorded for future or refresher training

  ✅ Refresher Training June 2026 — ready for July launch

  ✅ Record Retention & Data Privacy— 7-year retention, compliant with Cyber & Privacy laws

  ✅ Customer Due Diligence & Ongoing CDD — conduct and document checks for individuals, directors, beneficial owners, and Politicaly Exposed Persons ("PEP's)

  ✅ Transaction Monitoring & ECDD — enhanced customer due diligence for searches that return a positive risk result

  ✅ Suspicious Matter Reporting — identify, document, and report to AUSTRAC

  ✅ Board & Senior Management Oversight — program approved, reviewed, and reported to leadership

  ✅ Management-Level Compliance Officer — appointed to oversee ongoing AML/CTF obligations

  ✅ Employee Due Diligence — practical framework to train, monitor, and verify staff compliance including updating employee contracts and induction/onboard training procedures

  ✅ Program Review & Actioning — independently reviewed regularly, with findings acted on

  ✅ Flexible Program Delivery — digital and hard copy versions, perfect for less tech-savvy or older clients

  ✅ Complete Pack for Individuals & Corporates — everything needed for compliant onboarding, record keeping, and ongoing AML/CTF obligations

OUR POINT OF DIFFERENCE

1️⃣ We’re Not a Search Provider — We’re Your Compliance Partner

*Most agencies will still subscribe to search platforms (Equifax, etc.).

*AML/CTF program finalised by lawyers.

* We provide the complete compliance toolkit, training, and documentation.

* One fixed fee — no ongoing subscription costs which often mean you have no control over the product until you remain subscribed.

2️⃣ Real Estate Industry Experience

* Director has 17+ years working with the Ray White as financial controller, understands the brand

* Expertise in databases, repeat client systems, historical KYC capture

* Tailored approach for *franchisees vs independent contractors

* Review of IC & employment agreements by an employment lawyer (additional cost) to amend contract terms, liability, responsibility.

* Embedding onboarding and ongoing staff training with clear penalties for non-performance

WHY PARTNER WITH US?

We saw firsthand the challenges caused by the recent last-minute changes to the Form 2 disclosure, which created significant risk for agents. The upcoming AUSTRAC requirements are likely to follow a similar last-minute timeline, but the implications will be even more serious. Being prepared ahead of these changes is essential.

We have the capacity to manage large-scale operations independently, at arm’s length from the major franchisors, removing any conflict of interest or responsibility from your business.

 ⚖️ Real estate law, compliance & risk specialists

 🧭 Hands-on, practical implementation — not just advice

 📍 Queensland-based with national support

 🔒 Compliant. Confidential. Complete.

 ✅ Independent & Unbiased: Guidance with no conflicts of interest.